Al Martinez | Retirement Planning Specialist
Al Martinez is a native of Denver, Colorado. He attended Colorado State University and earned a Bachelor of Science degree in Forestry. Al joined the Forest Service working initially on fire crews. He advanced to hot-shot crews and eventually became a Smoke Jumper. His responsibilities expanded, and Al was promoted to Fire Safety Manager, working on many fires including the deadly South Canyon fire in Glenwood Springs where 14 firefighters died while fighting fire. After 30 years, Al ended his career as the rocky mountain Regional Fire Safety Manager which covers 5 states.
Al had always had a natural ability to meet and make people feel comfortable, that became important as he moved to the second stage of his life as a financial advisor.
For more than two decades, Al Martinez has been an advisor and general agent in the financial services industry, helping clients to make sound financial decisions in the areas of insurance and retirement planning.
As the host of the Retirement & Income Radio Show, Al’s focus is on providing safe money retirement strategies and solutions, exploring ways to protect retirement money, increase income, and protect against potential market losses and economic volatility, including health circumstances, taxes, and those unforeseen situations that can be devastating to principal assets in retirement.
Al’s background as a fire specialty was protecting firefighters through developing and implementing fire safety training and oversight. This same concept of protection is extended into Al’s approach in helping people retire with safety and security.
Al’s approach is to find financial solutions to protect his client’s hard-earned and precious retirement assets.
Al is the proud father of three daughters and enjoys rafting, hiking, biking, and fishing in the great state of Colorado.
Lisa Cassidy | Retirement Planning Specialist
Lisa Cassidy, a native of Michigan, moved west to San Diego for college and stayed. Lisa was very proficient in computers, designing programs, managing databases and specializing in medical imaging systems. During her technological career, she held positions such as Director of Technology Services, Director of Regulatory Affairs and Senior Product Manager.
Because of her desire to work closely with people and work with them in their transition to retirement, Lisa decided to also transition to her lifelong goal of becoming a retirement planning advisor. Her long-standing desire to help and impact businesses carries over to helping her clients understand and find solutions to their financial needs in retirement.
She joined the firm, America’s Financial Solutions Group, to better serve the Colorado and Wyoming areas providing retirement planning services alongside Al Martinez, Owner, and Host of Retirement and Income Radio.
Lisa Cassidy is known for educating and supporting clients as they develop an understanding of strategies that preserve retirement money and create income in both rising and falling markets. With a passion for listening, she is quickly attuned to the challenges clients face in retirement guiding and helping them to make decisions that ensure they will have lifetime income.
Lisa has served as a member of Business Network International and is a registered member of National Ethics Association. She was recently recognized as a top advisor by The Woman Program and is an expert contributor to Annuity.com.
When Lisa is not meeting with clients, you can find her spending time with her family or volunteering for Hospice. She also enjoys an active Colorado lifestyle outdoors camping, biking, and hiking. As an active outdoorswoman, Lisa has climbed 26 of Colorado’s 14,000 ft. mountains.
Lisa is the proud mother of a son and a daughter and has one granddaughter.
What We Offer
That’s why we make income planning our top priority at our firm. We help our clients establish a solid income plan guaranteed to last as long as they do. In other words, the income plans we prepare for our clients are guaranteed to “go the distance.” Even if that means they live to be 120 or older! They are guaranteed to always receive that monthly check.
If an income plan is the most important thing in retirement, peace of mind might be the second. Let us help you create and income strategy you can’t outlive so that you can enjoy retirement with confidence and certainty.
Did you know that Warren Buffett’s number one rule to investing is to never lose money? He also has a second rule and that is to never forget rule number one!
We specialize in helping our clients make asset protection and preservation their top priority. Many people underestimate the devastation of losses to their portfolio due to market declines and don’t realize how difficult it can be to rebuild an account.
Did you know that a loss of 25% requires a positive return of almost 34% just to get back to even? A 50% loss of your retirement account means you have to double your money (receive a 100% return) just to be whole again. Think about it. If you have $100,000 and lose 50%, you’re left with $50,000. Now you’re left with the insurmountable task of going from $50,000 back to your original deposit of $100,000; a return of 100%. How long do you think that will take? Two years? Five years? Ten years or more? What if you experience additional losses in the process of trying to get back to even? What if you’re drawing income from this account? What kind of impact will that have?
We believe that the best way to make a dollar is to keep it. Retirement is a critical time and most retirees simply don’t have the time to recoup losses in their portfolios. Let us show you how we help our clients achieve a reasonable rate of return, in many cases averaging 4 to 6%, and without ever subjecting their retirement accounts to loss – guaranteed!
Because of the constantly changing estate tax laws and emerging vehicles to help you protect and transfer your assets effectively, it’s important to work with experienced estate planning professionals who stay current in this filed and advise clients on a day-to-day basis.
Contact our office today to schedule a one-on-one estate planning consultation.
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