(888) 418-3358 al@americasfsg.com

Welcome to America's Financial Solutions Group

Learn How We Help You Secure Financial Peace-of-Mind


Al Martinez

Al Martinez | Retirement Planning Specialist

Al Martinez is a native of Denver, Colorado. He attended Colorado State University and earned a Bachelor of Science degree in Forestry. Al joined the Forest Service working initially on fire crews.  He advanced to hot-shot crews and eventually became a Smoke Jumper. His responsibilities expanded, and Al was promoted to Fire Safety Manager, working on many fires including the deadly South Canyon fire in Glenwood Springs where 14 firefighters died while fighting fire. After 30 years, Al ended his career as the rocky mountain Regional Fire Safety Manager which covers 5 states.

Al had always had a natural ability to meet and make people feel comfortable, that became important as he moved to the second stage of his life as a financial advisor.

For more than two decades, Al Martinez has been an advisor and general agent in the financial services industry, helping clients to make sound financial decisions in the areas of insurance and retirement planning.

As the host of the Retirement & Income Radio Show, Al’s focus is on providing safe money retirement strategies and solutions, exploring ways to protect retirement money, increase income, and protect against potential market losses and economic volatility, including health circumstances, taxes, and those unforeseen situations that can be devastating to principal assets in retirement.

Al’s background as a fire specialty was protecting firefighters through developing and implementing fire safety training and oversight. This same concept of protection is extended into Al’s approach in helping people retire with safety and security.

Al’s approach is to find financial solutions to protect his client’s hard-earned and precious retirement assets.

Al is the proud father of three daughters and enjoys rafting, hiking, biking, and fishing in the great state of Colorado.

Al Martinez

Lisa Cassidy | Retirement Planning Specialist

Lisa Cassidy, a native of Michigan, moved west to San Diego for college and stayed. Lisa was very proficient in computers, designing programs, managing databases and specializing in medical imaging systems. During her technological career, she held positions such as Director of Technology Services, Director of Regulatory Affairs and Senior Product Manager.

Because of her desire to work closely with people and work with them in their transition to retirement, Lisa decided to also transition to her lifelong goal of becoming a retirement planning advisor. Her long-standing desire to help and impact businesses carries over to helping her clients understand and find solutions to their financial needs in retirement.

She joined the firm, America’s Financial Solutions Group, to better serve the Colorado and Wyoming areas providing retirement planning services alongside Al Martinez, Owner, and Host of Retirement and Income Radio.

Lisa Cassidy is known for educating and supporting clients as they develop an understanding of strategies that preserve retirement money and create income in both rising and falling markets. With a passion for listening, she is quickly attuned to the challenges clients face in retirement guiding and helping them to make decisions that ensure they will have lifetime income.

Lisa has served as a member of Business Network International and is a registered member of National Ethics Association. She was recently recognized as a top advisor by The Woman Program and is an expert contributor to Annuity.com.

When Lisa is not meeting with clients, you can find her spending time with her family or volunteering for Hospice. She also enjoys an active Colorado lifestyle outdoors camping, biking, and hiking. As an active outdoorswoman, Lisa has climbed 26 of Colorado’s 14,000 ft. mountains.

Lisa is the proud mother of a son and a daughter and has one granddaughter.


Our Financial Services

What We Do For Clients At America's Financial Solutions Group


What We Offer

Creating an income plan to last throughout retirement is perhaps the single most important challenge retirees will face. After all, with the fact that we’re all living longer combined with advanced medical science and technology, it’s very probable that people who are retiring today could spend 30 years or more living in retirement without earned income and only from social security and investments to support them. That’s a scary and very realistic thought.


That’s why we make income planning our top priority at our firm.  We help our clients establish a solid income plan guaranteed to last as long as they do. In other words, the income plans we prepare for our clients are guaranteed to “go the distance.” Even if that means they live to be 120 or older! They are guaranteed to always receive that monthly check.

If an income plan is the most important thing in retirement, peace of mind might be the second. Let us help you create and income strategy you can’t outlive so that you can enjoy retirement with confidence and certainty.

You’ve spent the last 40 years, or longer, in the accumulation phase of planning your retirement. Now it’s time to switch gears and focus on the preservation of your retirement assets. But it doesn’t mean that growth has to stop. In fact, that’s one of the ways we help our clients the most, by helping them receive a reasonable rate of return throughout their retirement years. The difference is, we do it without loss, guaranteed!


Did you know that Warren Buffett’s number one rule to investing is to never lose money? He also has a second rule and that is to never forget rule number one!

We specialize in helping our clients make asset protection and preservation their top priority. Many people underestimate the devastation of losses to their portfolio due to market declines and don’t realize how difficult it can be to rebuild an account.

Did you know that a loss of 25% requires a positive return of almost 34% just to get back to even? A 50% loss of your retirement account means you have to double your money (receive a 100% return) just to be whole again. Think about it. If you have $100,000 and lose 50%, you’re left with $50,000. Now you’re left with the insurmountable task of going from $50,000 back to your original deposit of $100,000; a return of 100%. How long do you think that will take? Two years? Five years? Ten years or more? What if you experience additional losses in the process of trying to get back to even? What if you’re drawing income from this account? What kind of impact will that have?

We believe that the best way to make a dollar is to keep it. Retirement is a critical time and most retirees simply don’t have the time to recoup losses in their portfolios. Let us show you how we help our clients achieve a reasonable rate of return, in many cases averaging 4 to 6%, and without ever subjecting their retirement accounts to loss – guaranteed!

Many of our clients are the ones with the bumper sticker on the back of their RV that says, “We’re spending our kids’ inheritance,” but for many others, their goal is to leave a legacy for their children and grandchildren. That means determining (while you’re still alive) where your assets should go after you die, along with a thorough evaluation of potential tax liabilities, probate avoidance and opportunities to leverage the value of your estate using the most recent estate planning tools.


Because of the constantly changing estate tax laws and emerging vehicles to help you protect and transfer your assets effectively, it’s important to work with experienced estate planning professionals who stay current in this filed and advise clients on a day-to-day basis.

Contact our office today to schedule a one-on-one estate planning consultation.

Learn all about Annuities and how I work with you to determine if this type of solution can help you keep your money safe in retirement. Visit my Retire Village website dedicated to helping educate people about this topic.


More Resources & Information


Reduce Your Financial Risk In Retirement

Watch Our Video To Learn More

Living Too Long Can Ruin Your Retirement

It Is Abotu Income – Not Assets

Tom Hegna’s 2019 Economic Commentary

Increase Client Confidence With These Key Words

Retirement & Income Radio

Al Martinez On Air


Retirement & Income Radio
Retirement & Income Radio

Denver, CO
Saturdays 1-1:30pm


Cheyenne, WY
Saturdays 6-7am


Simulcast 760 AM/93.7 FM
& iHeartRadio
Sundays 7:00 am


Loveland, CO
Tuesdays & Thursdays


Denver, CO
Sundays at 2:30pm
and various times



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